You have enough security, e.g. a cash deposit or home equity.
Your income (including rent) is sufficient to make repayments.
You're at good credit risk - No unpaid bills, bankruptcy or criminal history.
Use different banks for your home and investments, to avoid unnecessary cross-security.
Mortgage brokers can usually offer better rates than you'll find advertised by the bank.
Find better than advertised rates.
Discover how much you can borrow.
Calculate your monthly repayment amounts.
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