Interest rates drop, again.

Local home loan rate offers continue to fall.


HSBC has cut rate offers sharply for fixed one year and 18 month home loans to 1.99%.

That matches Heartland Bank’s online offer for one year, and makes the HSBC 18 month offer the lowest of any institution for that term.

In December last year, they expanded their local Premier eligibility to include income as a qualifying criteria. Now a household income of $125,000 or more can be used as a qualification point.

Premier eligibility is for new clients who borrow $500,000 or more, or existing customers who borrow an additional $100,000 or more. There are other criteria, including minimum deposit and equity criteria.

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